Smooth sailing with the right Boat Insurance coverage

Boat Insurance

Boat Insurance
Boat Watercraft Insurance - North Carolina

Stay afloat with the right Boat Insurance

Boat insurance is a necessity for those who own boats or recreational watercraft. But if you ever hurt somebody with your boat or damage their property, you could look at thousands of dollars in damage and losses due to personal liability.

Get the right watercraft insurance to help look after you, your passengers, and your watercraft. You may be eligible for premium discounts based on your history, type of watercraft, boating education courses, and multiple insurance policies.

Set sail with affordable Boat Insurance

  • Repair or Replacement – Theft or Damage
  • Liability
  • Uninsured watercraft coverage
  • Watercraft Equipment – Accessories, anchors, preservers & gear
  • Emergency Services – Emergency services for a boat or trailer
  • Medical Payments – If somebody gets hurt on your boat
  • Personal Possessions– Loss of property

North Carolina Consumer Guide to Boat Coverage

Boat Insurance - North Carolina
Boat Insurance Coverage - Charlotte NC

Watercrafts covered by Boat Insurance

Here are just a few of the common types of boats that can be insured:

  • Powerboats
  • Sailboats
  • Pontoon Boats
  • Fishing Boats & Bass Boats
  • Yachts
  • Personal Watercraft (PWC – Jet Skis, Wave Runners, Sea-Doos)

Common Boat Insurance Questions

Frequently Asked Questions

It's a good idea to have boat insurance of your goal is to protect you and your assets from lawsuits resulting in injuries or damage caused while boating. You will most likely be required to have insurance if you are leasing or financing your boat.

Your premium is based on a number of factors that include: location, boating/driving history, prior claims, and the type of boat you own.

Multi-Policy discounts may be available if you have auto, home, renters, condo, or other motorcycle insurance. Other discounts may be provided for responsible boaters, original owners, association members, pay-in-full, and more.

Yes. Boat insurance covers your theft and physical damage.

Common Boat Insurance Questions

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