Protection for business property that is transported on land
Inland Marine Insurance
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What is Inland Marine Insurance?
Inland Marine Insurance is a type of insurance coverage that provides protection for property that is mobile in nature or is in transit. This type of coverage was initially developed to provide protection for goods that were transported over waterways. However, as businesses evolved, Inland Marine Insurance expanded to include coverage for other types of property that may be transported over land, such as construction equipment, fine art, and valuable equipment used in various industries.
Why do businesses need Inland Marine Insurance?
Businesses that have property that is mobile in nature, or is transported over land, can benefit from Inland Marine Insurance coverage. This type of coverage provides protection for property that may not be adequately covered under a standard commercial property insurance policy. For example, if a business has construction equipment that is transported from one job site to another, Inland Marine Insurance can provide coverage in case the equipment is lost, stolen, or damaged during transport.
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What does Inland Marine Insurance cover?
Inland Marine Insurance policies can be tailored to meet the specific needs of a business. Coverage can include protection for property that is in transit, property that is stored at a fixed location, and property that is used in a variety of industries. Inland Marine Insurance can provide coverage for property such as fine art, medical equipment, construction equipment, and even data stored on electronic devices. This type of coverage can also provide protection for losses caused by events such as theft, fire, vandalism, and natural disasters. Overall, Inland Marine Insurance provides an additional layer of protection for businesses with mobile property or property in transit that may not be fully covered by a standard commercial property insurance policy.
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